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Terms and Conditions
The materials provided on this web site, including any and all text, images, software, and other materials are made available by Layer One. By accessing, browsing, using, framing, reviewing, and/or linking to the web site in any manner whatsoever, you acknowledge that: (i) you read, understand, and agree to be bound by the Terms and Conditions; (ii) the Terms and Conditions form a legal agreement between you and Layer One; and (iii) you will comply with all applicable laws and regulations. Layer One may revise these Terms and Conditions at any time, and such revisions shall be effective immediately upon posting.

The services, technologies, and or processes described in and utilized on this web site are the subject of intellectual property rights held and reserved by Layer One. Layer One authorizes you to copy the materials published on this web site solely and exclusively for your personal, non-commercial, or educational use. Any other copying, reproduction, re-transmittal, or publication of any downloaded material is strictly prohibited without the express written consent of Layer One. Materials published on or through this web site are protected by copyright.

Layer One intends for the materials on the web site to be accurate and reliable. However, since the materials have been compiled from a variety of internal and external sources, they are provided to you “as is.” Layer One provides no warranty with respect to the completeness or accuracy of the materials. In particular, you should be aware that the materials may be incomplete, may contain errors, or may have become out of date.

Service interruptions may occur for maintenance and other purposes, or because of unplanned system outages. Layer One shall have no liability whatsoever for any unavailability of the web site: (i) for any loss of data or transactions caused by planned or unplanned system outages; (ii) the resulting delay, misrouted delivery, or non-delivery of data or other information caused by such outages; or (iii) any third party acts or other outages of web host providers or the Internet infrastructure and network external to the web site.

Layer One respect the privacy of those who visit this web site. As a visitor to the web site, you may choose to use the web site to send personally-identifiable information (such as name, address, telephone number, or e-mail address) to Layer One. Layer One does not share, disclose, or sell any personally-identifiable information collected through the web site with other unaffiliated companies or organizations for marketing purposes without consent.

Some of Layer On’s web sites may use "cookies" to improve our level of service and speed up the delivery of information to our visitors. Cookies are transmitted to your Web browser when you click on a web site. They provide a way for a server to recall a previous request or previous registration, or to keep track of a transaction as it progresses, so that information does not have to be repeated.

Layer One web site may contain hyperlinks to other web sites. When you click onto one of these hyperlinks, and leave the Layer One web site, you are moving to another web site which Layer One do not control. Layer One encourage you to read the legal statements of these linked web sites, as their legal policy may differ from Layer One and Layer One cannot take any responsibility for the content or policies adopted by other web sites.

Layer One takes appropriate precautions to secure your information both online and offline, although "perfect security" does not exist on the Internet. Online, Layer One guard the privacy and confidentiality of your personally identifiable information with safeguards such as firewall protection, passwords and user names where applicable.